In the last newsletter, What Is Rich, we talked about the power of having specific financial independence targets, and how to calculate these targets for yourself.

These targets are your “Business system target” and “Money system target.” My targets are $75,000 MRR (monthly recurring revenue) and $6,000,000, respectively.

(There’s also a third target, which I call the “Perfect Tuesday target” and will explain more later.)

I share my targets as a reference point for discussion. There is a formula, so technically you and I could arrive at similar targets. But defining what you want, when you want it, and why you want it is infinitely more complex than can be derived by a pivot table, financial advisor, or Twitter thread.

Your financial independence boils down to just a couple of numbers. What do these numbers mean? Where do they come from?

I spoke to over 20 people about how they navigated the middle of their careers. The people I spoke to ranged from product managers to C-suite executives. All were unique in their circumstance but shared common themes in their approach.

The hardest part of selling a home and moving a family of 5 overseas wasn’t the machinations or logistical Jenga: “What about your house?”…